Phoenix Home Insurance Information

Phoenix Insurance

Phoenix Insurance

Phoenix’s Climate

Phoenix Homeowners insurance rates are often affected by location since certain natural disasters or damages are more likely to occur in certain geographic areas.

Phoenix has an arid climate with very hot summers and temperate winters.  The temperature reaches or exceeds 100 degrees on an average of 110 days during the year.  On June 26, 1990, the temperature reached an all-time high of 122 degrees.

It gets 7 inches of rain each year, which is much lower than the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  There are 299 sunny days in Phoenix per year and in July, the temperature usually reaches a high of 105 degrees.  The low in January is 35 degrees.

Phoenix Home Values

Another thing that affects home insurance rates is the value of the home that you are insuring.  In Phoenix, the median house value is $246,600.  This is slightly higher than the Arizona average of $237,700.

To find out how much it would cost to insure your house, fill out one of our free online Arizona home insurance quote forms.